Whether the mortgage is dangerous to the seller?

Whether the mortgage is dangerous to the seller?

Whether the mortgage is dangerous to the seller?

Tell, who would refuse own housing? We are sure more, than for hundred percent that wishing it would appear more, than there is enough. Certainly, to come from work every day to the house, knowing that nobody needs to pay huge money for rent, and that nobody will expose you from the own house – simply perfectly. But, whether really today to acquire real estate, say, the apartment, having saved up for it? It is a question rather disputable. But, to the majority of people nevertheless not under force to get the apartment at once, having paid the full sum. Here also there "is" a mortgage. Whether but so it is favorable to the seller? After all it is safer to it to sell the apartment not to the client of bank who wants to get it in a mortgage, and to the buyer for "live" money. Same not complex design of settlements.

Certainly, it is required to find out, whether is available though any risk in this situation for the seller. If to speak as a whole, it is possible to note a tendency to that transactions on a mortgage are more reliable and safe. Difficulties can arise only in connection with registration of some necessary documents.

Pay attention to that the transaction consists in bank. All process is supervised by his employees, money in the same place are transferred. It gives you a guarantee of that you receive all sum without any difficulties in full. The bank after all itself is interested in that the borrower obtained the loan for housing acquisition. You, as the seller, can check in bank, as they say, «without departing from cash desk», authenticity of notes. An additional guarantee – notarial fixing of the transaction. The notary without fail confirms legality of the transaction.

Let’s note that similar procedure of registration of housing in a mortgage can take quite long time. All necessary checks generally are long.

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