The Demand-Side Reviews and the Effect of Finance on the Real Sector
Whereas stability assessments have normally emphasized the regulator and the regulated financial intermediaries and markets with comparatively little focus on the system’s users,19 development assessments are interested in the users and the extent to which the financial
services they receive (including from abroad) are adequate to their needs. Development assessments must express a general view on this issue, though in many countries, especially low-income countries, detailed quantification may be beyond the scope of the assessment. Special studies of the finances of the corporate sector or of household, microenterprise, and SME access to finance can be considered where data can be made readily available.